As I write this post on the morning of my birthday, the importance of mindset and perspective are on my mind. Birthdays always make me reflect on the year and years past. Without question, this past year was the worst year of my life. I experienced multiple deaths in my immediate family and financial setbacks. It’s also the year that I became a homeowner and obtained a career position that I wanted for a long time. I now fully understand the phrase, “It was the best of times, it was the worst of times.”
When I think about how I made it through this year and other difficult times in my life, I know that a large part of the reason is my faith and the belief that where I am now is not where I will always be. That same belief has been the fuel for my financial life. Most of us don’t have the privilege of being born into wealth. It’s not a privilege that I had either.
I started working at the age of 13 (apparently child labor laws were disregarded), and I have been working ever since. Before I started working, I was at the mercy of waiting for whatever money could trickle down from my parents after bills and necessities were paid for.